What distinguishes CHAMPVA from TRICARE?

The distinction between CHAMPVA and TRICARE is primarily based on the populations they serve. CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affairs) is specifically designed to provide health care coverage for the spouses and dependents of veterans who are permanently and totally disabled due to a service-related condition, as well as for the surviving spouses and children of service members who have died in the line of duty or due to a service-related condition.

On the other hand, TRICARE is a health care program for active-duty service members, their families, and retirees of the uniformed services. This includes a broader range of beneficiaries because it encompasses active-duty personnel as well as their dependents and retirees.

Thus, the correct choice highlights that TRICARE serves active-duty military members while CHAMPVA is focused on veterans and their families, showcasing the essential difference in their beneficiary bases.