What does Medicare Part A cover?

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Medicare Part A is primarily designed to provide hospital insurance that covers inpatient services. This includes expenses associated with hospital stays, skilled nursing facility care (under certain conditions), hospice care, and some home health care services that provide care in a patient's home. The core purpose of Part A is to ensure that beneficiaries have coverage for necessary health services that require admission to a hospital or similar facility, thus aligning with the role of offering hospital insurance.

In contrast, other options pertain to services not covered by Part A. Outpatient services and preventive visits are typically covered under Medicare Part B. Supplementary insurance for medications falls under Medicare Part D. Long-term care services are not specifically covered by Medicare Part A, as these services are generally considered custodial care. Therefore, recognizing that Part A focuses on inpatient care solidifies why it is accurately described as hospital insurance for inpatient services.

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