What is the definition of dependents in an insurance plan?

The definition of dependents in an insurance plan refers specifically to family members covered by the insurance plan. This includes spouses, children, or sometimes other relatives who are eligible to receive benefits under the primary policyholder's insurance. The purpose of including dependents in an insurance plan is to extend coverage and financial protection to family members who may not have their own separate coverage.

In the context of insurance, the primary insured is usually the individual who holds the insurance policy, while dependents are those whose coverage is linked to that primary individual. This distinction is essential for understanding how insurance plans work and who qualifies for benefits. Knowing this helps clarify how families can manage their healthcare expenses effectively under a shared insurance policy.