Which of the following statements about employer-sponsored health plans is true?

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The statement that employer-sponsored health plans often include reimbursements for uncovered expenses is true because many employers recognize that health insurance plans may not cover all medical expenses. As a result, they may offer reimbursement programs or accounts (such as Health Reimbursement Arrangements or Flexible Spending Accounts) to help employees manage out-of-pocket costs for services that are not fully covered by their insurance plans. This enhances the overall benefit of the health plan for employees, allowing for more comprehensive healthcare support.

Other options do not accurately reflect the nature of employer-sponsored health plans. For instance, while certain plans may have restrictions regarding coverage for non-citizen employees, it is not universally true that all employer-sponsored health plans cannot cover them. Additionally, employer contributions are typically a crucial aspect of many health plans, with employers often subsidizing the cost to make coverage more affordable for their employees. Lastly, many employer-sponsored plans also extend benefits to retirees or other categories beyond just active employees, which shows that employer-sponsored health plans are not strictly limited to those currently employed.

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