Which provision ensures that patients can switch insurance without losing coverage?

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The provision that ensures patients can switch insurance without losing coverage is Title I of the Health Insurance Portability and Accountability Act (HIPAA). This section of HIPAA was designed to provide protections for group health insurance coverage, ensuring that individuals can maintain their health coverage even when they change jobs or insurance plans. Title I mandates that insurers cannot deny coverage or impose exclusions for pre-existing conditions when individuals switch their insurance plans, thus providing a safeguard for patients.

This is particularly important for maintaining continuous health coverage as it helps prevent gaps in insurance that could negatively impact a person's access to healthcare services. By establishing these protections, Title I effectively aligns with the goals of ensuring portability and continuity of care for patients.

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